2022 DZD to HRK Historical Review

YEARLY HIGH

0.0559 HRK

YEARLY LOW

0.0467 HRK

YEARLY AVERAGE

0.0504 HRK

2022 DZD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the DZD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 27, valuing the pair at 0.0559. Conversely, the yearly low was recorded on February 6, dropping to 0.0467.

This high-to-low spread represents a total annual volatility of 0.0091 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0476 to the December average rate of 0.0518, the exchange rate registered a net change of 8.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0559 was up 15.73% compared to the 2021 peak of 0.0483, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DZD based on timing:

Yearly Peak High 279 HRK

2021 Average 236 HRK

Yearly Trough Low 234 HRK

Transaction Impact: A difference of 45.73 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0552

0.0465

JanuMarcMayJulySeptNove

DZD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0482, compared to 0.0526 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0044 points.

H1 Avg (Jan–Jun) 0.0482

H2 Avg (Jul–Dec) 0.0526

Volatility Range Comparison

Volatility

The most volatile month in 2022 was August, with a trading range of 0.0032 HRK (High: 0.0535 / Low: 0.0503). On the other end, December was the most stable month, with a tight range of 0.0010 HRK (High: 0.0523 / Low: 0.0513).

August Spread (Volatile) ±0.0032

December Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0015 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 0.0539) against the same month in 2021 (average: 0.0467), the exchange rate shifted by +0.0072 (+15.49%).

2022 Avg (September) 0.0539

2021 Avg (September) 0.0467

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0481	0.0470	0.0476
February	0.0477	0.0467	0.0472
March	0.0487	0.0476	0.0482
April	0.0498	0.0478	0.0486
May	0.0497	0.0482	0.0490
June	0.0492	0.0481	0.0488
July	0.0509	0.0492	0.0503
August	0.0535	0.0503	0.0521
September	0.0559	0.0528	0.0539
October	0.0552	0.0532	0.0545
November	0.0550	0.0522	0.0530
December	0.0523	0.0513	0.0518