2025 DZD to HRK Historical Review

YEARLY HIGH

0.0541 HRK

YEARLY LOW

0.0491 HRK

YEARLY AVERAGE

0.0507 HRK

2025 DZD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the DZD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 0.0541. Conversely, the yearly low was recorded on September 16, dropping to 0.0491.

This high-to-low spread represents a total annual volatility of 0.0050 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0537 to the December average rate of 0.0496, the exchange rate registered a net change of -7.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0541 was down 0.52% compared to the 2024 peak of 0.0544, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DZD based on timing:

Yearly Peak High 271 HRK

2024 Average 260 HRK

Yearly Trough Low 246 HRK

Transaction Impact: A difference of 24.97 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0541

0.0491

JanuMarcMayJulySeptNove

DZD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0517, compared to 0.0497 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0020 points.

H1 Avg (Jan–Jun) 0.0517

H2 Avg (Jul–Dec) 0.0497

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0025 HRK (High: 0.0520 / Low: 0.0496). On the other end, August was the most stable month, with a tight range of 0.0005 HRK (High: 0.0502 / Low: 0.0496).

April Spread (Volatile) ±0.0025

August Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0017 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0017

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.0537) against the same month in 2024 (average: 0.0513), the exchange rate shifted by +0.0024 (+4.60%).

2025 Avg (January) 0.0537

2024 Avg (January) 0.0513

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0541	0.0531	0.0537
February	0.0541	0.0531	0.0535
March	0.0537	0.0517	0.0522
April	0.0520	0.0496	0.0505
May	0.0507	0.0500	0.0503
June	0.0505	0.0493	0.0501
July	0.0505	0.0493	0.0497
August	0.0502	0.0496	0.0498
September	0.0499	0.0491	0.0495
October	0.0502	0.0495	0.0498
November	0.0504	0.0498	0.0500
December	0.0499	0.0492	0.0496