2012 ETB to HNL Historical Review

YEARLY HIGH

1.1019 HNL

YEARLY LOW

1.0629 HNL

YEARLY AVERAGE

1.0872 HNL

2012 ETB to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the ETB to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 18, valuing the pair at 1.1019. Conversely, the yearly low was recorded on July 30, dropping to 1.0629.

This high-to-low spread represents a total annual volatility of 0.0389 HNL. From a start-to-finish perspective, comparing the January average rate of 1.1004 to the December average rate of 1.0882, the exchange rate registered a net change of -1.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.1019 was down 25.98% compared to the 2011 peak of 1.4885, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ETB based on timing:

Yearly Peak High 5,509 HNL

2011 Average 6,032 HNL

Yearly Trough Low 5,315 HNL

Transaction Impact: A difference of 194.68 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.1037

1.0632

JanuMarcMayJulySeptNove

ETB to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0904, compared to 1.0840 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0064 points.

H1 Avg (Jan–Jun) 1.0904

H2 Avg (Jul–Dec) 1.0840

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.0236 HNL (High: 1.0889 / Low: 1.0652). On the other end, September was the most stable month, with a tight range of 0.0023 HNL (High: 1.0894 / Low: 1.0871).

August Spread (Volatile) ±0.0236

September Spread (Stable) ±0.0023

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0097 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0097

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 1.1004) against the same month in 2011 (average: 1.4866), the exchange rate shifted by -0.3863 (-25.98%).

2012 Avg (January) 1.1004

2011 Avg (January) 1.4866

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1019	1.0982	1.1004
February	1.1006	1.0936	1.0979
March	1.0971	1.0850	1.0932
April	1.0941	1.0878	1.0910
May	1.0883	1.0805	1.0838
June	1.0801	1.0725	1.0763
July	1.0819	1.0629	1.0666
August	1.0889	1.0652	1.0835
September	1.0894	1.0871	1.0884
October	1.0896	1.0866	1.0884
November	1.0902	1.0873	1.0892
December	1.0901	1.0863	1.0882