2013 ETB to HNL Historical Review

YEARLY HIGH

1.0898 HNL

YEARLY LOW

1.0147 HNL

YEARLY AVERAGE

1.0734 HNL

2013 ETB to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the ETB to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on August 6, valuing the pair at 1.0898. Conversely, the yearly low was recorded on May 22, dropping to 1.0147.

This high-to-low spread represents a total annual volatility of 0.0750 HNL. From a start-to-finish perspective, comparing the January average rate of 1.0876 to the December average rate of 1.0689, the exchange rate registered a net change of -1.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.0898 was down 1.10% compared to the 2012 peak of 1.1019, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ETB based on timing:

Yearly Peak High 5,449 HNL

2012 Average 5,436 HNL

Yearly Trough Low 5,074 HNL

Transaction Impact: A difference of 375.15 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.0925

1.0341

JanuMarcMayJulySeptNove

ETB to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0690, compared to 1.0778 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0088 points.

H1 Avg (Jan–Jun) 1.0690

H2 Avg (Jul–Dec) 1.0778

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.0724 HNL (High: 1.0871 / Low: 1.0147). On the other end, January was the most stable month, with a tight range of 0.0027 HNL (High: 1.0894 / Low: 1.0867).

May Spread (Volatile) ±0.0724

January Spread (Stable) ±0.0027

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0226 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0226

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2013: 1.0833) against the same month in 2012 (average: 1.0835), the exchange rate shifted by -0.0002 (-0.02%).

2013 Avg (August) 1.0833

2012 Avg (August) 1.0835

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0894	1.0867	1.0876
February	1.0869	1.0775	1.0834
March	1.0810	1.0603	1.0712
April	1.0609	1.0390	1.0486
May	1.0871	1.0147	1.0390
June	1.0875	1.0811	1.0842
July	1.0854	1.0760	1.0812
August	1.0898	1.0806	1.0833
September	1.0833	1.0739	1.0795
October	1.0853	1.0751	1.0788
November	1.0788	1.0684	1.0750
December	1.0763	1.0584	1.0689