2012 EUR to NAD Historical Review

YEARLY HIGH

11.5511 NAD

YEARLY LOW

9.8701 NAD

YEARLY AVERAGE

10.5533 NAD

2012 EUR to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the EUR to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 11.5511. Conversely, the yearly low was recorded on March 9, dropping to 9.8701.

This high-to-low spread represents a total annual volatility of 1.6810 NAD. From a start-to-finish perspective, comparing the January average rate of 10.3398 to the December average rate of 11.3200, the exchange rate registered a net change of 9.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 11.5511 was up 1.64% compared to the 2011 peak of 11.3649, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 57,756 NAD

2011 Average 50,438 NAD

Yearly Trough Low 49,350 NAD

Transaction Impact: A difference of 8,405.10 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

11.4483

9.9089

JanuMarcMayJulySeptNove

EUR to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.2942, compared to 10.8125 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5183 points.

H1 Avg (Jan–Jun) 10.2942

H2 Avg (Jul–Dec) 10.8125

Volatility Range Comparison

Volatility

The most volatile month in 2012 was October, with a trading range of 0.7209 NAD (High: 11.4515 / Low: 10.7306). On the other end, June was the most stable month, with a tight range of 0.3136 NAD (High: 10.6575 / Low: 10.3440).

October Spread (Volatile) ±0.7209

June Spread (Stable) ±0.3136

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.3815 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.3815

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 11.3200) against the same month in 2011 (average: 10.7759), the exchange rate shifted by +0.5441 (+5.05%).

2012 Avg (December) 11.3200

2011 Avg (December) 10.7759

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.5281	10.2042	10.3398
February	10.2656	9.9299	10.1372
March	10.2438	9.8701	10.0372
April	10.5038	10.1629	10.2986
May	10.6055	10.1623	10.4303
June	10.6575	10.3440	10.5222
July	10.3461	10.0092	10.1406
August	10.6100	9.9465	10.2517
September	10.8482	10.4665	10.6530
October	11.4515	10.7306	11.2234
November	11.5279	11.0554	11.2861
December	11.5511	11.1660	11.3200