2020 EUR to NAD Historical Review

YEARLY HIGH

21.3148 NAD

YEARLY LOW

15.6345 NAD

YEARLY AVERAGE

18.7987 NAD

2020 EUR to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the EUR to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 5, valuing the pair at 21.3148. Conversely, the yearly low was recorded on January 4, dropping to 15.6345.

This high-to-low spread represents a total annual volatility of 5.6803 NAD. From a start-to-finish perspective, comparing the January average rate of 15.9407 to the December average rate of 18.1076, the exchange rate registered a net change of 13.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 21.3148 was down 48.25% compared to the 2019 peak of 41.1881, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 106,574 NAD

2019 Average 81,204 NAD

Yearly Trough Low 78,172 NAD

Transaction Impact: A difference of 28,401.61 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

20.9739

15.4832

JanuMarcMayJulySeptNove

EUR to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.3321, compared to 19.2653 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.9333 points.

H1 Avg (Jan–Jun) 18.3321

H2 Avg (Jul–Dec) 19.2653

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.7786 NAD (High: 19.7969 / Low: 17.0182). On the other end, July was the most stable month, with a tight range of 0.7021 NAD (High: 19.6668 / Low: 18.9647).

March Spread (Volatile) ±2.7786

July Spread (Stable) ±0.7021

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 1.1436 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.1436

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 19.5610) against the same month in 2019 (average: 16.4807), the exchange rate shifted by +3.0804 (+18.69%).

2020 Avg (October) 19.5610

2019 Avg (October) 16.4807

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	16.3986	15.6345	15.9407
February	16.9828	16.0833	16.3465
March	19.7969	17.0182	18.4066
April	20.5686	19.4795	20.1646
May	20.5692	19.1577	19.8699
June	19.5426	18.7946	19.2641
July	19.6668	18.9647	19.1874
August	20.8177	19.5057	20.5164
September	20.6858	19.2276	19.8021
October	21.3148	18.9853	19.5610
November	18.9878	18.0831	18.4174
December	18.5347	17.7621	18.1076