2013 EUR to NAD Historical Review

YEARLY HIGH

14.4816 NAD

YEARLY LOW

11.1766 NAD

YEARLY AVERAGE

12.8159 NAD

2013 EUR to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the EUR to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 14.4816. Conversely, the yearly low was recorded on January 3, dropping to 11.1766.

This high-to-low spread represents a total annual volatility of 3.3050 NAD. From a start-to-finish perspective, comparing the January average rate of 11.6629 to the December average rate of 14.2087, the exchange rate registered a net change of 21.83% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 14.4816 was up 25.37% compared to the 2012 peak of 11.5511, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 72,408 NAD

2012 Average 52,771 NAD

Yearly Trough Low 55,883 NAD

Transaction Impact: A difference of 16,525.01 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

14.4632

11.4083

JanuMarcMayJulySeptNove

EUR to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.0987, compared to 13.5330 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.4343 points.

H1 Avg (Jan–Jun) 12.0987

H2 Avg (Jul–Dec) 13.5330

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 1.2920 NAD (High: 13.0221 / Low: 11.7301). On the other end, July was the most stable month, with a tight range of 0.2509 NAD (High: 13.1012 / Low: 12.8503).

May Spread (Volatile) ±1.2920

July Spread (Stable) ±0.2509

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.2157 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.2157

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 14.2087) against the same month in 2012 (average: 11.3200), the exchange rate shifted by +2.8886 (+25.52%).

2013 Avg (December) 14.2087

2012 Avg (December) 11.3200

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.2449	11.1766	11.6629
February	12.2095	11.5520	11.8712
March	12.0845	11.7548	11.9031
April	12.0616	11.6570	11.8645
May	13.0221	11.7301	12.0898
June	13.6130	12.8200	13.2009
July	13.1012	12.8503	12.9851
August	13.8655	13.0579	13.3984
September	13.6345	13.0832	13.3364
October	13.6763	13.3724	13.5070
November	13.9412	13.6184	13.7625
December	14.4816	13.8597	14.2087