2020 EUR to TOP Historical Review

YEARLY HIGH

2.8021 TOP

YEARLY LOW

2.4937 TOP

YEARLY AVERAGE

2.6274 TOP

2020 EUR to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the EUR to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 2.8021. Conversely, the yearly low was recorded on May 11, dropping to 2.4937.

This high-to-low spread represents a total annual volatility of 0.3085 TOP. From a start-to-finish perspective, comparing the January average rate of 2.5502 to the December average rate of 2.7801, the exchange rate registered a net change of 9.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.8021 was up 6.98% compared to the 2019 peak of 2.6192, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 14,011 TOP

2019 Average 12,825 TOP

Yearly Trough Low 12,468 TOP

Transaction Impact: A difference of 1,542.37 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.8059

2.4970

JanuMarcMayJulySeptNove

EUR to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.5494, compared to 2.7054 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1560 points.

H1 Avg (Jan–Jun) 2.5494

H2 Avg (Jul–Dec) 2.7054

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.1275 TOP (High: 2.6974 / Low: 2.5699). On the other end, November was the most stable month, with a tight range of 0.0328 TOP (High: 2.7409 / Low: 2.7081).

July Spread (Volatile) ±0.1275

November Spread (Stable) ±0.0328

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0621 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0621

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2.7801) against the same month in 2019 (average: 2.5555), the exchange rate shifted by +0.2246 (+8.79%).

2020 Avg (December) 2.7801

2019 Avg (December) 2.5555

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.5702	2.5356	2.5502
February	2.5700	2.4970	2.5288
March	2.6489	2.5495	2.6006
April	2.5721	2.5106	2.5384
May	2.5579	2.4937	2.5228
June	2.5783	2.5354	2.5556
July	2.6974	2.5699	2.6126
August	2.7292	2.6750	2.6981
September	2.7192	2.6720	2.6925
October	2.7524	2.6995	2.7230
November	2.7409	2.7081	2.7260
December	2.8021	2.7620	2.7801