YEARLY HIGH
2.8948 TOP
YEARLY LOW
2.7343 TOP
YEARLY AVERAGE
2.7970 TOP

2026 EUR to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the EUR to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 2.8948. Conversely, the yearly low was recorded on June 24, dropping to 2.7343.

This high-to-low spread represents a total annual volatility of 0.1605 TOP. From a start-to-finish perspective, comparing the January average rate of 2.8256 to the December average rate of 2.7767, the exchange rate registered a net change of -1.73% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 2.8948 was up 1.28% compared to the 2025 peak of 2.8583, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 14,474 TOP
2025 Average 13,623 TOP
Yearly Trough Low 13,672 TOP
Transaction Impact: A difference of 802.49 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

2.8572
2.7398
JanuMarcMayJuly

EUR to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.8083, compared to 2.7632 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0452 points.

H1 Avg (Jan–Jun) 2.8083
H2 Avg (Jul–Dec) 2.7632

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.1013 TOP (High: 2.8948 / Low: 2.7935). On the other end, August was the most stable month, with a tight range of 0.0063 TOP (High: 2.7794 / Low: 2.7731).

January Spread (Volatile) ±0.1013
August Spread (Stable) ±0.0063

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0633 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0633

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 2.8256) against the same month in 2025 (average: 2.5140), the exchange rate shifted by +0.3116 (+12.39%).

2026 Avg (January) 2.8256
2025 Avg (January) 2.5140

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.8948 2.7935 2.8256
February 2.8661 2.8338 2.8475
March 2.8314 2.7534 2.7841
April 2.8428 2.7713 2.8145
May 2.8239 2.7993 2.8074
June 2.8036 2.7343 2.7709
July 2.7718 2.7380 2.7496
August 2.7794 2.7731 2.7767