2025 EUR to TOP Historical Review

YEARLY HIGH

2.8583 TOP

YEARLY LOW

2.4587 TOP

YEARLY AVERAGE

2.7235 TOP

2025 EUR to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the EUR to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 2.8583. Conversely, the yearly low was recorded on January 2, dropping to 2.4587.

This high-to-low spread represents a total annual volatility of 0.3996 TOP. From a start-to-finish perspective, comparing the January average rate of 2.5140 to the December average rate of 2.8210, the exchange rate registered a net change of 12.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.8583 was up 8.43% compared to the 2024 peak of 2.6361, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 14,291 TOP

2024 Average 12,817 TOP

Yearly Trough Low 12,293 TOP

Transaction Impact: A difference of 1,998.02 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.8563

2.4810

JanuMarcMayJulySeptNove

EUR to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.6378, compared to 2.8091 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1713 points.

H1 Avg (Jan–Jun) 2.6378

H2 Avg (Jul–Dec) 2.8091

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.1723 TOP (High: 2.7723 / Low: 2.6000). On the other end, November was the most stable month, with a tight range of 0.0349 TOP (High: 2.8003 / Low: 2.7654).

April Spread (Volatile) ±0.1723

November Spread (Stable) ±0.0349

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0214 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0214

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 2.8251) against the same month in 2024 (average: 2.6052), the exchange rate shifted by +0.2199 (+8.44%).

2025 Avg (September) 2.8251

2024 Avg (September) 2.6052

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.5533	2.4587	2.5140
February	2.5333	2.4803	2.5123
March	2.6338	2.4988	2.6016
April	2.7723	2.6000	2.7067
May	2.7422	2.6714	2.7152
June	2.8379	2.7336	2.7771
July	2.8425	2.7501	2.8139
August	2.8230	2.7878	2.8067
September	2.8583	2.8009	2.8251
October	2.8273	2.7847	2.8037
November	2.8003	2.7654	2.7846
December	2.8399	2.7948	2.8210