2020 FJD to SAR Historical Review

YEARLY HIGH

1.8398 SAR

YEARLY LOW

1.5884 SAR

YEARLY AVERAGE

1.7321 SAR

2020 FJD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the FJD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 1.8398. Conversely, the yearly low was recorded on March 22, dropping to 1.5884.

This high-to-low spread represents a total annual volatility of 0.2514 SAR. From a start-to-finish perspective, comparing the January average rate of 1.7320 to the December average rate of 1.8241, the exchange rate registered a net change of 5.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.8398 was down 10.21% compared to the 2019 peak of 2.0491, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 9,199 SAR

2019 Average 8,704 SAR

Yearly Trough Low 7,942 SAR

Transaction Impact: A difference of 1,256.88 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.8413

1.6353

JanuMarcMayJulySeptNove

FJD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6905, compared to 1.7737 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0832 points.

H1 Avg (Jan–Jun) 1.6905

H2 Avg (Jul–Dec) 1.7737

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1164 SAR (High: 1.7049 / Low: 1.5884). On the other end, October was the most stable month, with a tight range of 0.0230 SAR (High: 1.7727 / Low: 1.7496).

March Spread (Volatile) ±0.1164

October Spread (Stable) ±0.0230

Growth Streaks & Declines

Trends

Between March and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0511 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0511

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.8241) against the same month in 2019 (average: 1.7309), the exchange rate shifted by +0.0932 (+5.38%).

2020 Avg (December) 1.8241

2019 Avg (December) 1.7309

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.7492	1.7130	1.7320
February	1.7164	1.6876	1.7036
March	1.7049	1.5884	1.6525
April	1.6900	1.6346	1.6546
May	1.6957	1.6634	1.6772
June	1.7420	1.7098	1.7232
July	1.7682	1.7292	1.7469
August	1.7840	1.7541	1.7626
September	1.7854	1.7406	1.7661
October	1.7727	1.7496	1.7583
November	1.8075	1.7497	1.7840
December	1.8398	1.8048	1.8241