2021 FJD to SAR Historical Review

YEARLY HIGH

1.8726 SAR

YEARLY LOW

1.7506 SAR

YEARLY AVERAGE

1.8137 SAR

2021 FJD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the FJD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 26, valuing the pair at 1.8726. Conversely, the yearly low was recorded on December 6, dropping to 1.7506.

This high-to-low spread represents a total annual volatility of 0.1221 SAR. From a start-to-finish perspective, comparing the January average rate of 1.8423 to the December average rate of 1.7622, the exchange rate registered a net change of -4.35% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.8726 was up 1.78% compared to the 2020 peak of 1.8398, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 9,363 SAR

2020 Average 8,661 SAR

Yearly Trough Low 8,753 SAR

Transaction Impact: A difference of 610.28 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.8567

1.7536

JanuMarcMayJulySeptNove

FJD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8384, compared to 1.7891 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0493 points.

H1 Avg (Jan–Jun) 1.8384

H2 Avg (Jul–Dec) 1.7891

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0530 SAR (High: 1.8139 / Low: 1.7609). On the other end, May was the most stable month, with a tight range of 0.0178 SAR (High: 1.8516 / Low: 1.8338).

November Spread (Volatile) ±0.0530

May Spread (Stable) ±0.0178

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0260 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0260

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 1.8481) against the same month in 2020 (average: 1.7036), the exchange rate shifted by +0.1446 (+8.49%).

2021 Avg (February) 1.8481

2020 Avg (February) 1.7036

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.8627	1.8329	1.8423
February	1.8726	1.8254	1.8481
March	1.8600	1.8070	1.8339
April	1.8527	1.8091	1.8310
May	1.8516	1.8338	1.8462
June	1.8493	1.8114	1.8289
July	1.8125	1.7945	1.8029
August	1.8086	1.7685	1.7920
September	1.8119	1.7704	1.7974
October	1.8173	1.7688	1.7941
November	1.8139	1.7609	1.7860
December	1.7728	1.7506	1.7622