YEARLY HIGH
3.7542 HRK
YEARLY LOW
3.2682 HRK
YEARLY AVERAGE
3.5061 HRK

2012 GEL to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GEL to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on June 1, valuing the pair at 3.7542. Conversely, the yearly low was recorded on September 16, dropping to 3.2682.

This high-to-low spread represents a total annual volatility of 0.4860 HRK. From a start-to-finish perspective, comparing the January average rate of 3.5087 to the December average rate of 3.4602, the exchange rate registered a net change of -1.38% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 3.7542 was up 7.52% compared to the 2011 peak of 3.4917, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GEL based on timing:

Yearly Peak High 18,771 HRK
2011 Average 15,876 HRK
Yearly Trough Low 16,341 HRK
Transaction Impact: A difference of 2,429.96 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

3.7209
3.3068
JanuMarcMayJulySeptNove

GEL to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.5369, compared to 3.4754 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0615 points.

H1 Avg (Jan–Jun) 3.5369
H2 Avg (Jul–Dec) 3.4754

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.2748 HRK (High: 3.7530 / Low: 3.4782). On the other end, November was the most stable month, with a tight range of 0.0687 HRK (High: 3.5657 / Low: 3.4970).

May Spread (Volatile) ±0.2748
November Spread (Stable) ±0.0687

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.1578 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1578

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2012: 3.6864) against the same month in 2011 (average: 3.1119), the exchange rate shifted by +0.5745 (+18.46%).

2012 Avg (June) 3.6864
2011 Avg (June) 3.1119

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.5683 3.4416 3.5087
February 3.5346 3.3940 3.4591
March 3.4975 3.4148 3.4598
April 3.5208 3.4156 3.4843
May 3.7530 3.4782 3.6230
June 3.7542 3.6217 3.6864
July 3.6159 3.5258 3.5594
August 3.5506 3.4308 3.4990
September 3.4368 3.2682 3.3413
October 3.5222 3.3085 3.4552
November 3.5657 3.4970 3.5370
December 3.5004 3.4302 3.4602