2016 GEL to HRK Historical Review

YEARLY HIGH

3.1477 HRK

YEARLY LOW

2.5801 HRK

YEARLY AVERAGE

2.8845 HRK

2016 GEL to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the GEL to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on June 12, valuing the pair at 3.1477. Conversely, the yearly low was recorded on December 21, dropping to 2.5801.

This high-to-low spread represents a total annual volatility of 0.5677 HRK. From a start-to-finish perspective, comparing the January average rate of 2.8927 to the December average rate of 2.6970, the exchange rate registered a net change of -6.76% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 3.1477 was down 23.54% compared to the 2015 peak of 4.1170, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GEL based on timing:

Yearly Peak High 15,739 HRK

2015 Average 15,746 HRK

Yearly Trough Low 12,900 HRK

Transaction Impact: A difference of 2,838.30 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

3.0878

2.6615

JanuMarcMayJulySeptNove

GEL to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.9247, compared to 2.8443 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0804 points.

H1 Avg (Jan–Jun) 2.9247

H2 Avg (Jul–Dec) 2.8443

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 0.2766 HRK (High: 3.1477 / Low: 2.8711). On the other end, September was the most stable month, with a tight range of 0.0644 HRK (High: 2.9265 / Low: 2.8621).

June Spread (Volatile) ±0.2766

September Spread (Stable) ±0.0644

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1624 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1624

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2016: 3.0523) against the same month in 2015 (average: 2.9869), the exchange rate shifted by +0.0654 (+2.19%).

2016 Avg (June) 3.0523

2015 Avg (June) 2.9869

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.9392	2.8314	2.8927
February	2.8460	2.7171	2.7701
March	2.9266	2.7894	2.8584
April	2.9797	2.8664	2.9308
May	3.1448	2.9311	3.0439
June	3.1477	2.8711	3.0523
July	2.9177	2.8447	2.8899
August	2.9238	2.8443	2.8807
September	2.9265	2.8621	2.8944
October	2.9247	2.8592	2.8865
November	2.8694	2.7739	2.8174
December	2.7736	2.5801	2.6970