YEARLY HIGH
3.6064 HRK
YEARLY LOW
3.1659 HRK
YEARLY AVERAGE
3.4292 HRK

2013 GEL to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the GEL to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on May 19, valuing the pair at 3.6064. Conversely, the yearly low was recorded on December 30, dropping to 3.1659.

This high-to-low spread represents a total annual volatility of 0.4406 HRK. From a start-to-finish perspective, comparing the January average rate of 3.4346 to the December average rate of 3.2169, the exchange rate registered a net change of -6.34% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 3.6064 was down 3.94% compared to the 2012 peak of 3.7542, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GEL based on timing:

Yearly Peak High 18,032 HRK
2012 Average 17,532 HRK
Yearly Trough Low 15,829 HRK
Transaction Impact: A difference of 2,202.92 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

3.5880
3.1832
JanuMarcMayJulySeptNove

GEL to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.4857, compared to 3.3727 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1130 points.

H1 Avg (Jan–Jun) 3.4857
H2 Avg (Jul–Dec) 3.3727

Volatility Range Comparison

Volatility

The most volatile month in 2013 was June, with a trading range of 0.1600 HRK (High: 3.5394 / Low: 3.3794). On the other end, August was the most stable month, with a tight range of 0.0675 HRK (High: 3.4484 / Low: 3.3809).

June Spread (Volatile) ±0.1600
August Spread (Stable) ±0.0675

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1511 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1511

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2013: 3.5543) against the same month in 2012 (average: 3.6230), the exchange rate shifted by -0.0688 (-1.90%).

2013 Avg (May) 3.5543
2012 Avg (May) 3.6230

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.4935 3.3764 3.4346
February 3.5105 3.3542 3.4288
March 3.5775 3.4961 3.5299
April 3.5834 3.4977 3.5322
May 3.6064 3.4877 3.5543
June 3.5394 3.3794 3.4344
July 3.5420 3.4127 3.4663
August 3.4484 3.3809 3.4061
September 3.4759 3.3832 3.4245
October 3.3873 3.3112 3.3547
November 3.3994 3.3163 3.3680
December 3.3194 3.1659 3.2169