2020 GEL to ILS Historical Review

YEARLY HIGH

1.3487 ILS

YEARLY LOW

0.9781 ILS

YEARLY AVERAGE

1.1085 ILS

2020 GEL to ILS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GEL to ILS exchange rate experienced significant fluctuation. The market reached its absolute peak on March 16, valuing the pair at 1.3487. Conversely, the yearly low was recorded on December 31, dropping to 0.9781.

This high-to-low spread represents a total annual volatility of 0.3706 ILS. From a start-to-finish perspective, comparing the January average rate of 1.2023 to the December average rate of 0.9852, the exchange rate registered a net change of -18.06% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.3487 was down 3.61% compared to the 2019 peak of 1.3992, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GEL based on timing:

Yearly Peak High 6,744 ILS

2019 Average 6,341 ILS

Yearly Trough Low 4,890 ILS

Transaction Impact: A difference of 1,853.24 ILS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.2303

0.9629

JanuMarcMayJulySeptNove

GEL to ILS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1597, compared to 1.0573 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1023 points.

H1 Avg (Jan–Jun) 1.1597

H2 Avg (Jul–Dec) 1.0573

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.3046 ILS (High: 1.3487 / Low: 1.0441). On the other end, December was the most stable month, with a tight range of 0.0157 ILS (High: 0.9938 / Low: 0.9781).

March Spread (Volatile) ±0.3046

December Spread (Stable) ±0.0157

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0758 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0758

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 1.1971) against the same month in 2019 (average: 1.3492), the exchange rate shifted by -0.1520 (-11.27%).

2020 Avg (March) 1.1971

2019 Avg (March) 1.3492

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2145	1.1922	1.2023
February	1.2516	1.1909	1.2080
March	1.3487	1.0441	1.1971
April	1.1508	1.0818	1.1213
May	1.1087	1.0891	1.0982
June	1.1759	1.0898	1.1312
July	1.1310	1.1011	1.1169
August	1.1076	1.0851	1.0994
September	1.1141	1.0209	1.0778
October	1.0686	1.0432	1.0523
November	1.0514	0.9870	1.0125
December	0.9938	0.9781	0.9852