2014 GEL to SAR Historical Review

YEARLY HIGH

2.1551 SAR

YEARLY LOW

2.0486 SAR

YEARLY AVERAGE

2.1309 SAR

2014 GEL to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the GEL to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 2.1551. Conversely, the yearly low was recorded on December 3, dropping to 2.0486.

This high-to-low spread represents a total annual volatility of 0.1066 SAR. From a start-to-finish perspective, comparing the January average rate of 2.1275 to the December average rate of 2.1061, the exchange rate registered a net change of -1.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.1551 was down 6.13% compared to the 2013 peak of 2.2958, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GEL based on timing:

Yearly Peak High 10,776 SAR

2013 Average 11,265 SAR

Yearly Trough Low 10,243 SAR

Transaction Impact: A difference of 532.81 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.1560

2.1015

JanuMarcMayJulySeptNove

GEL to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1321, compared to 2.1297 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0024 points.

H1 Avg (Jan–Jun) 2.1321

H2 Avg (Jul–Dec) 2.1297

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0777 SAR (High: 2.1263 / Low: 2.0486). On the other end, October was the most stable month, with a tight range of 0.0046 SAR (High: 2.1368 / Low: 2.1322).

December Spread (Volatile) ±0.0777

October Spread (Stable) ±0.0046

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0180 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0180

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2014: 2.1515) against the same month in 2013 (average: 2.2578), the exchange rate shifted by -0.1063 (-4.71%).

2014 Avg (August) 2.1515

2013 Avg (August) 2.2578

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1457	2.1102	2.1275
February	2.1546	2.1133	2.1395
March	2.1532	2.1347	2.1433
April	2.1381	2.1218	2.1326
May	2.1351	2.1196	2.1270
June	2.1274	2.1198	2.1225
July	2.1507	2.1222	2.1304
August	2.1551	2.1463	2.1515
September	2.1483	2.1340	2.1402
October	2.1368	2.1322	2.1339
November	2.1383	2.0758	2.1159
December	2.1263	2.0486	2.1061