2014 GEL to SGD Historical Review

YEARLY HIGH

0.7505 SGD

YEARLY LOW

0.7029 SGD

YEARLY AVERAGE

0.7198 SGD

2014 GEL to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the GEL to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.7505. Conversely, the yearly low was recorded on July 11, dropping to 0.7029.

This high-to-low spread represents a total annual volatility of 0.0475 SGD. From a start-to-finish perspective, comparing the January average rate of 0.7217 to the December average rate of 0.7387, the exchange rate registered a net change of 2.37% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.7505 was down 3.16% compared to the 2013 peak of 0.7750, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GEL based on timing:

Yearly Peak High 3,752 SGD

2013 Average 3,758 SGD

Yearly Trough Low 3,515 SGD

Transaction Impact: A difference of 237.72 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.7420

0.7029

JanuMarcMayJulySeptNove

GEL to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7166, compared to 0.7230 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0064 points.

H1 Avg (Jan–Jun) 0.7166

H2 Avg (Jul–Dec) 0.7230

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0351 SGD (High: 0.7505 / Low: 0.7154). On the other end, June was the most stable month, with a tight range of 0.0046 SGD (High: 0.7111 / Low: 0.7064).

December Spread (Volatile) ±0.0351

June Spread (Stable) ±0.0046

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0108 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0108

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.7387) against the same month in 2013 (average: 0.7268), the exchange rate shifted by +0.0119 (+1.64%).

2014 Avg (December) 0.7387

2013 Avg (December) 0.7268

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7261	0.7185	0.7217
February	0.7272	0.7160	0.7225
March	0.7291	0.7172	0.7243
April	0.7192	0.7096	0.7134
May	0.7127	0.7077	0.7099
June	0.7111	0.7064	0.7079
July	0.7151	0.7029	0.7062
August	0.7191	0.7137	0.7163
September	0.7262	0.7152	0.7211
October	0.7308	0.7234	0.7254
November	0.7378	0.7192	0.7306
December	0.7505	0.7154	0.7387