2021 GEL to SGD Historical Review

YEARLY HIGH

0.4436 SGD

YEARLY LOW

0.3834 SGD

YEARLY AVERAGE

0.4183 SGD

2021 GEL to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GEL to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 20, valuing the pair at 0.4436. Conversely, the yearly low was recorded on April 28, dropping to 0.3834.

This high-to-low spread represents a total annual volatility of 0.0603 SGD. From a start-to-finish perspective, comparing the January average rate of 0.4015 to the December average rate of 0.4402, the exchange rate registered a net change of 9.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4436 was down 13.00% compared to the 2020 peak of 0.5099, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GEL based on timing:

Yearly Peak High 2,218 SGD

2020 Average 2,222 SGD

Yearly Trough Low 1,917 SGD

Transaction Impact: A difference of 301.30 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4454

0.3836

JanuMarcMayJulySeptNove

GEL to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4018, compared to 0.4349 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0331 points.

H1 Avg (Jan–Jun) 0.4018

H2 Avg (Jul–Dec) 0.4349

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 0.0227 SGD (High: 0.4284 / Low: 0.4057). On the other end, January was the most stable month, with a tight range of 0.0055 SGD (High: 0.4036 / Low: 0.3980).

June Spread (Volatile) ±0.0227

January Spread (Stable) ±0.0055

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0138 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0138

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2021: 0.4341) against the same month in 2020 (average: 0.4516), the exchange rate shifted by -0.0176 (-3.89%).

2021 Avg (July) 0.4341

2020 Avg (July) 0.4516

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4036	0.3980	0.4015
February	0.4033	0.3966	0.4007
March	0.4055	0.3951	0.4025
April	0.3941	0.3834	0.3887
May	0.4065	0.3845	0.3942
June	0.4284	0.4057	0.4230
July	0.4436	0.4263	0.4341
August	0.4405	0.4314	0.4370
September	0.4378	0.4311	0.4337
October	0.4363	0.4267	0.4313
November	0.4427	0.4260	0.4329
December	0.4431	0.4358	0.4402