2020 GEL to SGD Historical Review

YEARLY HIGH

0.5099 SGD

YEARLY LOW

0.3951 SGD

YEARLY AVERAGE

0.4445 SGD

2020 GEL to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GEL to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 16, valuing the pair at 0.5099. Conversely, the yearly low was recorded on November 5, dropping to 0.3951.

This high-to-low spread represents a total annual volatility of 0.1149 SGD. From a start-to-finish perspective, comparing the January average rate of 0.4694 to the December average rate of 0.4044, the exchange rate registered a net change of -13.86% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5099 was down 1.05% compared to the 2019 peak of 0.5153, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GEL based on timing:

Yearly Peak High 2,550 SGD

2019 Average 2,425 SGD

Yearly Trough Low 1,975 SGD

Transaction Impact: A difference of 574.30 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4972

0.3959

JanuMarcMayJulySeptNove

GEL to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4628, compared to 0.4261 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0367 points.

H1 Avg (Jan–Jun) 0.4628

H2 Avg (Jul–Dec) 0.4261

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0927 SGD (High: 0.5099 / Low: 0.4172). On the other end, January was the most stable month, with a tight range of 0.0062 SGD (High: 0.4728 / Low: 0.4666).

March Spread (Volatile) ±0.0927

January Spread (Stable) ±0.0062

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0248 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0248

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.4722) against the same month in 2019 (average: 0.5049), the exchange rate shifted by -0.0328 (-6.49%).

2020 Avg (March) 0.4722

2019 Avg (March) 0.5049

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4728	0.4666	0.4694
February	0.5030	0.4721	0.4887
March	0.5099	0.4172	0.4722
April	0.4557	0.4355	0.4473
May	0.4473	0.4387	0.4429
June	0.4721	0.4380	0.4563
July	0.4566	0.4431	0.4516
August	0.4462	0.4396	0.4430
September	0.4445	0.4075	0.4302
October	0.4249	0.4163	0.4216
November	0.4221	0.3951	0.4060
December	0.4078	0.4012	0.4044