YEARLY HIGH
4.2139 BOB
YEARLY LOW
3.5475 BOB
YEARLY AVERAGE
3.7607 BOB

2012 GHS to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GHS to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 4.2139. Conversely, the yearly low was recorded on July 9, dropping to 3.5475.

This high-to-low spread represents a total annual volatility of 0.6664 BOB. From a start-to-finish perspective, comparing the January average rate of 4.0791 to the December average rate of 3.6845, the exchange rate registered a net change of -9.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 4.2139 was down 17.37% compared to the 2011 peak of 5.0998, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 21,069 BOB
2011 Average 22,577 BOB
Yearly Trough Low 17,737 BOB
Transaction Impact: A difference of 3,332.07 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

4.1297
3.5226
JanuMarcMayJulySeptNove

GHS to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8705, compared to 3.6509 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2196 points.

H1 Avg (Jan–Jun) 3.8705
H2 Avg (Jul–Dec) 3.6509

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.2695 BOB (High: 4.2139 / Low: 3.9444). On the other end, December was the most stable month, with a tight range of 0.0322 BOB (High: 3.6956 / Low: 3.6634).

January Spread (Volatile) ±0.2695
December Spread (Stable) ±0.0322

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1542 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1542

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 4.0791) against the same month in 2011 (average: 4.6495), the exchange rate shifted by -0.5704 (-12.27%).

2012 Avg (January) 4.0791
2011 Avg (January) 4.6495

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.2139 3.9444 4.0791
February 4.1085 3.9691 4.0742
March 4.0932 3.8726 3.9697
April 3.8946 3.7110 3.8155
May 3.7288 3.6157 3.6681
June 3.6936 3.5764 3.6167
July 3.6130 3.5475 3.5732
August 3.6166 3.5628 3.5887
September 3.7034 3.6088 3.6567
October 3.7250 3.6567 3.7009
November 3.7228 3.6638 3.7016
December 3.6956 3.6634 3.6845