YEARLY HIGH
3.7081 BOB
YEARLY LOW
2.9161 BOB
YEARLY AVERAGE
3.3790 BOB

2013 GHS to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the GHS to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 3.7081. Conversely, the yearly low was recorded on December 30, dropping to 2.9161.

This high-to-low spread represents a total annual volatility of 0.7920 BOB. From a start-to-finish perspective, comparing the January average rate of 3.6729 to the December average rate of 2.9736, the exchange rate registered a net change of -19.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 3.7081 was down 12.00% compared to the 2012 peak of 4.2139, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 18,541 BOB
2012 Average 18,799 BOB
Yearly Trough Low 14,581 BOB
Transaction Impact: A difference of 3,960.03 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

3.7429
2.9037
JanuMarcMayJulySeptNove

GHS to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.5865, compared to 3.1714 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4150 points.

H1 Avg (Jan–Jun) 3.5865
H2 Avg (Jul–Dec) 3.1714

Volatility Range Comparison

Volatility

The most volatile month in 2013 was December, with a trading range of 0.1222 BOB (High: 3.0383 / Low: 2.9161). On the other end, February was the most stable month, with a tight range of 0.0365 BOB (High: 3.6797 / Low: 3.6431).

December Spread (Volatile) ±0.1222
February Spread (Stable) ±0.0365

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0997 points.

Longest Streak 0 Mo.
Sharpest MoM Drop -0.0997

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2013: 3.6729) against the same month in 2012 (average: 4.0791), the exchange rate shifted by -0.4062 (-9.96%).

2013 Avg (January) 3.6729
2012 Avg (January) 4.0791

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.7081 3.6560 3.6729
February 3.6797 3.6431 3.6644
March 3.6509 3.5916 3.6203
April 3.6137 3.5403 3.5814
May 3.5676 3.4999 3.5179
June 3.5018 3.3992 3.4619
July 3.4138 3.3135 3.3693
August 3.3330 3.2140 3.2708
September 3.2291 3.1694 3.1833
October 3.1777 3.1260 3.1583
November 3.1196 3.0383 3.0734
December 3.0383 2.9161 2.9736