2014 GHS to BOB Historical Review

YEARLY HIGH

2.9571 BOB

YEARLY LOW

1.7828 BOB

YEARLY AVERAGE

2.3144 BOB

2014 GHS to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the GHS to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 2.9571. Conversely, the yearly low was recorded on August 19, dropping to 1.7828.

This high-to-low spread represents a total annual volatility of 1.1742 BOB. From a start-to-finish perspective, comparing the January average rate of 2.8999 to the December average rate of 2.1568, the exchange rate registered a net change of -25.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.9571 was down 20.25% compared to the 2013 peak of 3.7081, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 14,785 BOB

2013 Average 16,886 BOB

Yearly Trough Low 8,914 BOB

Transaction Impact: A difference of 5,871.20 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.9997

1.8020

JanuMarcMayJulySeptNove

GHS to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.5721, compared to 2.0567 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5155 points.

H1 Avg (Jan–Jun) 2.5721

H2 Avg (Jul–Dec) 2.0567

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.3056 BOB (High: 2.1230 / Low: 1.8174). On the other end, December was the most stable month, with a tight range of 0.0107 BOB (High: 2.1628 / Low: 2.1522).

September Spread (Volatile) ±0.3056

December Spread (Stable) ±0.0107

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1726 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1726

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 2.8999) against the same month in 2013 (average: 3.6729), the exchange rate shifted by -0.7731 (-21.05%).

2014 Avg (January) 2.8999

2013 Avg (January) 3.6729

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.9571	2.8299	2.8999
February	2.8906	2.6898	2.7730
March	2.7112	2.5700	2.6664
April	2.5753	2.4442	2.5003
May	2.4425	2.2898	2.3732
June	2.3153	2.1096	2.2200
July	2.1207	1.9581	2.0474
August	2.0482	1.7828	1.9018
September	2.1230	1.8174	1.9432
October	2.1514	2.1139	2.1387
November	2.1672	2.1298	2.1519
December	2.1628	2.1522	2.1568