2020 GHS to INR Historical Review

YEARLY HIGH

13.6333 INR

YEARLY LOW

12.3586 INR

YEARLY AVERAGE

12.9338 INR

2020 GHS to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 13.6333. Conversely, the yearly low was recorded on December 7, dropping to 12.3586.

This high-to-low spread represents a total annual volatility of 1.2747 INR. From a start-to-finish perspective, comparing the January average rate of 12.6103 to the December average rate of 12.5525, the exchange rate registered a net change of -0.46% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 13.6333 was down 6.16% compared to the 2019 peak of 14.5284, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 68,166 INR

2019 Average 65,622 INR

Yearly Trough Low 61,793 INR

Transaction Impact: A difference of 6,373.47 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

13.4365

12.4721

JanuMarcMayJulySeptNove

GHS to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.1132, compared to 12.7544 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3588 points.

H1 Avg (Jan–Jun) 13.1132

H2 Avg (Jul–Dec) 12.7544

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.6227 INR (High: 13.6333 / Low: 13.0106). On the other end, September was the most stable month, with a tight range of 0.1440 INR (High: 12.7835 / Low: 12.6396).

March Spread (Volatile) ±0.6227

September Spread (Stable) ±0.1440

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.2143 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.2143

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 13.3561) against the same month in 2019 (average: 12.8445), the exchange rate shifted by +0.5117 (+3.98%).

2020 Avg (March) 13.3561

2019 Avg (March) 12.8445

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.9998	12.4382	12.6103
February	13.5127	12.9998	13.3095
March	13.6333	13.0106	13.3561
April	13.4624	12.9740	13.1986
May	13.1821	13.0300	13.1097
June	13.2129	12.9847	13.0952
July	13.0714	12.8426	12.9675
August	13.0278	12.6402	12.9213
September	12.7835	12.6396	12.7070
October	12.7763	12.5255	12.6559
November	12.8667	12.6088	12.7222
December	12.6367	12.3586	12.5525