2021 GHS to INR Historical Review

YEARLY HIGH

13.0623 INR

YEARLY LOW

12.0486 INR

YEARLY AVERAGE

12.4853 INR

2021 GHS to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GHS to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 20, valuing the pair at 13.0623. Conversely, the yearly low was recorded on September 4, dropping to 12.0486.

This high-to-low spread represents a total annual volatility of 1.0137 INR. From a start-to-finish perspective, comparing the January average rate of 12.4904 to the December average rate of 12.2764, the exchange rate registered a net change of -1.71% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 13.0623 was down 4.19% compared to the 2020 peak of 13.6333, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 65,311 INR

2020 Average 64,659 INR

Yearly Trough Low 60,243 INR

Transaction Impact: A difference of 5,068.50 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

12.9634

12.0911

JanuMarcMayJulySeptNove

GHS to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.6615, compared to 12.3091 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3524 points.

H1 Avg (Jan–Jun) 12.6615

H2 Avg (Jul–Dec) 12.3091

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 0.4325 INR (High: 12.5179 / Low: 12.0854). On the other end, January was the most stable month, with a tight range of 0.1623 INR (High: 12.5519 / Low: 12.3896).

August Spread (Volatile) ±0.4325

January Spread (Stable) ±0.1623

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.2447 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.2447

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 12.8907) against the same month in 2020 (average: 13.1986), the exchange rate shifted by -0.3079 (-2.33%).

2021 Avg (April) 12.8907

2020 Avg (April) 13.1986

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.5519	12.3896	12.4904
February	12.8200	12.4834	12.5686
March	12.7967	12.5816	12.6731
April	13.0623	12.6938	12.8907
May	12.8082	12.5182	12.6786
June	12.8055	12.5407	12.6674
July	12.7340	12.4146	12.5587
August	12.5179	12.0854	12.3140
September	12.3860	12.0486	12.1997
October	12.4576	12.2566	12.3419
November	12.3117	12.0797	12.1638
December	12.4924	12.0599	12.2764