2012 GHS to NPR Historical Review

YEARLY HIGH

52.1266 NPR

YEARLY LOW

43.7971 NPR

YEARLY AVERAGE

46.1587 NPR

2012 GHS to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GHS to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 52.1266. Conversely, the yearly low was recorded on October 4, dropping to 43.7971.

This high-to-low spread represents a total annual volatility of 8.3295 NPR. From a start-to-finish perspective, comparing the January average rate of 48.5899 to the December average rate of 46.1185, the exchange rate registered a net change of -5.09% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 52.1266 was down 0.44% compared to the 2011 peak of 52.3570, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 260,633 NPR

2011 Average 239,491 NPR

Yearly Trough Low 218,985 NPR

Transaction Impact: A difference of 41,647.62 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

48.9575

44.5467

JanuMarcMayJulySeptNove

GHS to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 46.6397, compared to 45.6777 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.9619 points.

H1 Avg (Jan–Jun) 46.6397

H2 Avg (Jul–Dec) 45.6777

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 5.9904 NPR (High: 52.1266 / Low: 46.1362). On the other end, December was the most stable month, with a tight range of 0.6515 NPR (High: 46.4012 / Low: 45.7497).

January Spread (Volatile) ±5.9904

December Spread (Stable) ±0.6515

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 1.9806 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.9806

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 48.5899) against the same month in 2011 (average: 47.3505), the exchange rate shifted by +1.2394 (+2.62%).

2012 Avg (January) 48.5899

2011 Avg (January) 47.3505

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	52.1266	46.1362	48.5899
February	46.9371	46.0613	46.6094
March	47.6392	45.5698	46.2580
April	46.1273	45.2486	45.7216
May	47.5095	45.0827	46.0351
June	47.1005	46.0765	46.6241
July	45.7423	44.6892	45.2884
August	46.0570	45.0918	45.6335
September	46.7235	44.4847	45.6649
October	45.9695	43.7971	44.9143
November	46.9502	45.5530	46.4468
December	46.4012	45.7497	46.1185