2020 GHS to NPR Historical Review

YEARLY HIGH

21.6633 NPR

YEARLY LOW

19.8077 NPR

YEARLY AVERAGE

20.6760 NPR

2020 GHS to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 23, valuing the pair at 21.6633. Conversely, the yearly low was recorded on December 7, dropping to 19.8077.

This high-to-low spread represents a total annual volatility of 1.8556 NPR. From a start-to-finish perspective, comparing the January average rate of 20.1658 to the December average rate of 20.0748, the exchange rate registered a net change of -0.45% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 21.6633 was down 7.01% compared to the 2019 peak of 23.2953, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 108,317 NPR

2019 Average 104,924 NPR

Yearly Trough Low 99,039 NPR

Transaction Impact: A difference of 9,277.86 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

21.4326

19.9513

JanuMarcMayJulySeptNove

GHS to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.9521, compared to 20.3999 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5522 points.

H1 Avg (Jan–Jun) 20.9521

H2 Avg (Jul–Dec) 20.3999

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 0.9272 NPR (High: 21.6633 / Low: 20.7361). On the other end, September was the most stable month, with a tight range of 0.2512 NPR (High: 20.3857 / Low: 20.1345).

February Spread (Volatile) ±0.9272

September Spread (Stable) ±0.2512

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.3711 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.3711

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 21.2580) against the same month in 2019 (average: 21.6396), the exchange rate shifted by -0.3815 (-1.76%).

2020 Avg (February) 21.2580

2019 Avg (February) 21.6396

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	20.7361	19.9025	20.1658
February	21.6633	20.7361	21.2580
March	21.6555	20.8762	21.3092
April	21.4900	20.8756	21.0921
May	21.0568	20.6522	20.9443
June	21.0528	20.7869	20.9431
July	20.9269	20.5992	20.7558
August	20.8100	20.2737	20.6681
September	20.3857	20.1345	20.2971
October	20.4590	20.0807	20.2415
November	20.5158	20.1768	20.3619
December	20.2068	19.8077	20.0748