2020 GHS to USD Historical Review

YEARLY HIGH

0.1880 USD

YEARLY LOW

0.1674 USD

YEARLY AVERAGE

0.1745 USD

2020 GHS to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 21, valuing the pair at 0.1880. Conversely, the yearly low was recorded on December 7, dropping to 0.1674.

This high-to-low spread represents a total annual volatility of 0.0205 USD. From a start-to-finish perspective, comparing the January average rate of 0.1769 to the December average rate of 0.1704, the exchange rate registered a net change of -3.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1880 was down 9.29% compared to the 2019 peak of 0.2072, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 940 USD

2019 Average 932 USD

Yearly Trough Low 837 USD

Transaction Impact: A difference of 102.66 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1875

0.1689

JanuMarcMayJulySeptNove

GHS to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1769, compared to 0.1722 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0047 points.

H1 Avg (Jan–Jun) 0.1769

H2 Avg (Jul–Dec) 0.1722

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0121 USD (High: 0.1853 / Low: 0.1732). On the other end, August was the most stable month, with a tight range of 0.0009 USD (High: 0.1737 / Low: 0.1728).

March Spread (Volatile) ±0.0121

August Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0067 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0067

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.1859) against the same month in 2019 (average: 0.1902), the exchange rate shifted by -0.0043 (-2.25%).

2020 Avg (February) 0.1859

2019 Avg (February) 0.1902

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1818	0.1750	0.1769
February	0.1880	0.1818	0.1859
March	0.1853	0.1732	0.1792
April	0.1758	0.1717	0.1731
May	0.1739	0.1723	0.1732
June	0.1741	0.1720	0.1728
July	0.1740	0.1720	0.1731
August	0.1737	0.1728	0.1733
September	0.1733	0.1722	0.1728
October	0.1726	0.1712	0.1720
November	0.1718	0.1706	0.1714
December	0.1712	0.1674	0.1704