YEARLY HIGH
0.0980 USD
YEARLY LOW
0.0643 USD
YEARLY AVERAGE
0.0810 USD

2025 GHS to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the GHS to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 6, valuing the pair at 0.0980. Conversely, the yearly low was recorded on February 2, dropping to 0.0643.

This high-to-low spread represents a total annual volatility of 0.0337 USD. From a start-to-finish perspective, comparing the January average rate of 0.0669 to the December average rate of 0.0882, the exchange rate registered a net change of 31.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0980 was up 16.69% compared to the 2024 peak of 0.0840, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 490 USD
2024 Average 349 USD
Yearly Trough Low 322 USD
Transaction Impact: A difference of 168.46 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.1005
0.0613
JanuMarcMayJulySeptNove

GHS to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0722, compared to 0.0899 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0178 points.

H1 Avg (Jan–Jun) 0.0722
H2 Avg (Jul–Dec) 0.0899

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 0.0297 USD (High: 0.0950 / Low: 0.0653). On the other end, March was the most stable month, with a tight range of 0.0008 USD (High: 0.0652 / Low: 0.0644).

May Spread (Volatile) ±0.0297
March Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0078 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0078

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2025: 0.0972) against the same month in 2024 (average: 0.0665), the exchange rate shifted by +0.0307 (+46.23%).

2025 Avg (June) 0.0972
2024 Avg (June) 0.0665

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0681 0.0654 0.0669
February 0.0654 0.0643 0.0647
March 0.0652 0.0644 0.0645
April 0.0693 0.0645 0.0649
May 0.0950 0.0653 0.0747
June 0.0980 0.0950 0.0972
July 0.0969 0.0952 0.0960
August 0.0964 0.0895 0.0929
September 0.0952 0.0806 0.0851
October 0.0934 0.0794 0.0865
November 0.0920 0.0884 0.0907
December 0.0952 0.0868 0.0882