YEARLY HIGH
0.0955 USD
YEARLY LOW
0.0846 USD
YEARLY AVERAGE
0.0910 USD

2026 GHS to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the GHS to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.0955. Conversely, the yearly low was recorded on June 5, dropping to 0.0846.

This high-to-low spread represents a total annual volatility of 0.0109 USD. From a start-to-finish perspective, comparing the January average rate of 0.0929 to the December average rate of 0.0862, the exchange rate registered a net change of -7.14% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0955 was down 2.56% compared to the 2025 peak of 0.0980, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 478 USD
2025 Average 406 USD
Yearly Trough Low 423 USD
Transaction Impact: A difference of 54.62 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0935
0.0856
JanuFebrMarcApriMayJune

GHS to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0910, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0910 points.

H1 Avg (Jan–Jun) 0.0910
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.0088 USD (High: 0.0934 / Low: 0.0846). On the other end, April was the most stable month, with a tight range of 0.0013 USD (High: 0.0910 / Low: 0.0898).

June Spread (Volatile) ±0.0088
April Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0065 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0065

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.0929) against the same month in 2025 (average: 0.0669), the exchange rate shifted by +0.0259 (+38.73%).

2026 Avg (January) 0.0929
2025 Avg (January) 0.0669

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0955 0.0914 0.0929
February 0.0941 0.0907 0.0915
March 0.0939 0.0909 0.0921
April 0.0910 0.0898 0.0905
May 0.0934 0.0893 0.0927
June 0.0934 0.0846 0.0862