2020 GHS to XCD Historical Review

YEARLY HIGH

0.5080 XCD

YEARLY LOW

0.4525 XCD

YEARLY AVERAGE

0.4717 XCD

2020 GHS to XCD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to XCD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 21, valuing the pair at 0.5080. Conversely, the yearly low was recorded on December 7, dropping to 0.4525.

This high-to-low spread represents a total annual volatility of 0.0555 XCD. From a start-to-finish perspective, comparing the January average rate of 0.4782 to the December average rate of 0.4605, the exchange rate registered a net change of -3.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5080 was down 9.29% compared to the 2019 peak of 0.5600, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 2,540 XCD

2019 Average 2,519 XCD

Yearly Trough Low 2,263 XCD

Transaction Impact: A difference of 277.45 XCD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5067

0.4563

JanuMarcMayJulySeptNove

GHS to XCD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4780, compared to 0.4653 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0127 points.

H1 Avg (Jan–Jun) 0.4780

H2 Avg (Jul–Dec) 0.4653

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0327 XCD (High: 0.5007 / Low: 0.4680). On the other end, August was the most stable month, with a tight range of 0.0023 XCD (High: 0.4694 / Low: 0.4670).

March Spread (Volatile) ±0.0327

August Spread (Stable) ±0.0023

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0181 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0181

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.5025) against the same month in 2019 (average: 0.5140), the exchange rate shifted by -0.0115 (-2.25%).

2020 Avg (February) 0.5025

2019 Avg (February) 0.5140

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4914	0.4731	0.4782
February	0.5080	0.4914	0.5025
March	0.5007	0.4680	0.4844
April	0.4752	0.4640	0.4679
May	0.4700	0.4657	0.4679
June	0.4704	0.4647	0.4671
July	0.4703	0.4648	0.4679
August	0.4694	0.4670	0.4682
September	0.4684	0.4654	0.4670
October	0.4666	0.4628	0.4649
November	0.4643	0.4611	0.4632
December	0.4628	0.4525	0.4605