2026 GHS to XCD Historical Review

YEARLY HIGH

0.2582 XCD

YEARLY LOW

0.2287 XCD

YEARLY AVERAGE

0.2434 XCD

2026 GHS to XCD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the GHS to XCD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.2582. Conversely, the yearly low was recorded on June 5, dropping to 0.2287.

This high-to-low spread represents a total annual volatility of 0.0295 XCD. From a start-to-finish perspective, comparing the January average rate of 0.2510 to the December average rate of 0.2319, the exchange rate registered a net change of -7.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.2582 was down 2.56% compared to the 2025 peak of 0.2650, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 1,291 XCD

2025 Average 1,096 XCD

Yearly Trough Low 1,143 XCD

Transaction Impact: A difference of 147.61 XCD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.2529

0.2300

JanuMarcMayJuly

GHS to XCD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2467, compared to 0.2334 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0133 points.

H1 Avg (Jan–Jun) 0.2467

H2 Avg (Jul–Dec) 0.2334

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.0238 XCD (High: 0.2525 / Low: 0.2287). On the other end, August was the most stable month, with a tight range of 0.0000 XCD (High: 0.2319 / Low: 0.2319).

June Spread (Volatile) ±0.0238

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0131 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0131

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.2510) against the same month in 2025 (average: 0.1809), the exchange rate shifted by +0.0701 (+38.73%).

2026 Avg (January) 0.2510

2025 Avg (January) 0.1809

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2582	0.2469	0.2510
February	0.2543	0.2452	0.2473
March	0.2538	0.2457	0.2489
April	0.2460	0.2426	0.2447
May	0.2525	0.2413	0.2506
June	0.2525	0.2287	0.2375
July	0.2387	0.2318	0.2349
August	0.2319	0.2319	0.2319