2020 GHS to XPF Historical Review

YEARLY HIGH

20.7768 XPF

YEARLY LOW

16.4995 XPF

YEARLY AVERAGE

18.2772 XPF

2020 GHS to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 20, valuing the pair at 20.7768. Conversely, the yearly low was recorded on December 7, dropping to 16.4995.

This high-to-low spread represents a total annual volatility of 4.2773 XPF. From a start-to-finish perspective, comparing the January average rate of 19.0167 to the December average rate of 16.7058, the exchange rate registered a net change of -12.15% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 20.7768 was down 4.25% compared to the 2019 peak of 21.7001, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 103,884 XPF

2019 Average 99,316 XPF

Yearly Trough Low 82,497 XPF

Transaction Impact: A difference of 21,386.57 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

20.6876

16.3438

JanuMarcMayJulySeptNove

GHS to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 19.1507, compared to 17.4038 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.7469 points.

H1 Avg (Jan–Jun) 19.1507

H2 Avg (Jul–Dec) 17.4038

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.4400 XPF (High: 20.0059 / Low: 18.5659). On the other end, October was the most stable month, with a tight range of 0.2901 XPF (High: 17.5746 / Low: 17.2845).

March Spread (Volatile) ±1.4400

October Spread (Stable) ±0.2901

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.0093 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -1.0093

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 20.3256) against the same month in 2019 (average: 19.9943), the exchange rate shifted by +0.3313 (+1.66%).

2020 Avg (February) 20.3256

2019 Avg (February) 19.9943

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	19.5552	18.6953	19.0167
February	20.7768	19.5566	20.3256
March	20.0059	18.5659	19.3163
April	19.3122	18.6535	19.0130
May	19.1499	18.5447	18.9060
June	18.6710	18.1077	18.3267
July	18.3542	17.4128	18.0316
August	17.6471	17.3081	17.4764
September	17.7070	17.3378	17.4973
October	17.5746	17.2845	17.4457
November	17.6018	17.0361	17.2657
December	16.8692	16.4995	16.7058