2021 GHS to XPF Historical Review

YEARLY HIGH

17.6269 XPF

YEARLY LOW

16.4945 XPF

YEARLY AVERAGE

17.0394 XPF

2021 GHS to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GHS to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 26, valuing the pair at 17.6269. Conversely, the yearly low was recorded on January 6, dropping to 16.4945.

This high-to-low spread represents a total annual volatility of 1.1324 XPF. From a start-to-finish perspective, comparing the January average rate of 16.7569 to the December average rate of 17.1830, the exchange rate registered a net change of 2.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 17.6269 was down 15.16% compared to the 2020 peak of 20.7768, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 88,134 XPF

2020 Average 91,344 XPF

Yearly Trough Low 82,472 XPF

Transaction Impact: A difference of 5,662.00 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

17.5327

16.6863

JanuMarcMayJulySeptNove

GHS to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 17.0993, compared to 16.9795 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1198 points.

H1 Avg (Jan–Jun) 17.0993

H2 Avg (Jul–Dec) 16.9795

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.5858 XPF (High: 17.6045 / Low: 17.0187). On the other end, February was the most stable month, with a tight range of 0.2650 XPF (High: 17.1961 / Low: 16.9311).

April Spread (Volatile) ±0.5858

February Spread (Stable) ±0.2650

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2502 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.2502

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 17.4622) against the same month in 2020 (average: 19.3163), the exchange rate shifted by -1.8541 (-9.60%).

2021 Avg (March) 17.4622

2020 Avg (March) 19.3163

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	16.9444	16.4945	16.7569
February	17.1961	16.9311	17.0275
March	17.6269	17.1939	17.4622
April	17.6045	17.0187	17.2685
May	17.2070	16.8411	17.0183
June	17.3726	16.8362	17.0625
July	17.2054	16.7781	17.0036
August	17.0904	16.7284	16.8456
September	17.0451	16.5722	16.8044
October	17.0721	16.7573	16.9504
November	17.3669	16.8371	17.0898
December	17.4387	17.0454	17.1830