2026 GHS to XPF Historical Review

YEARLY HIGH

9.7238 XPF

YEARLY LOW

8.7123 XPF

YEARLY AVERAGE

9.2479 XPF

2026 GHS to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the GHS to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 9.7238. Conversely, the yearly low was recorded on June 4, dropping to 8.7123.

This high-to-low spread represents a total annual volatility of 1.0115 XPF. From a start-to-finish perspective, comparing the January average rate of 9.4456 to the December average rate of 8.8677, the exchange rate registered a net change of -6.12% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 9.7238 was down 5.24% compared to the 2025 peak of 10.2620, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 48,619 XPF

2025 Average 42,664 XPF

Yearly Trough Low 43,561 XPF

Transaction Impact: A difference of 5,057.65 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

9.5681

8.8040

JanuMarcMayJuly

GHS to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.3388, compared to 8.9752 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3636 points.

H1 Avg (Jan–Jun) 9.3388

H2 Avg (Jul–Dec) 8.9752

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.8624 XPF (High: 9.5747 / Low: 8.7123). On the other end, August was the most stable month, with a tight range of 0.0252 XPF (High: 8.8749 / Low: 8.8496).

June Spread (Volatile) ±0.8624

August Spread (Stable) ±0.0252

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.3765 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.3765

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 9.4456) against the same month in 2025 (average: 7.7204), the exchange rate shifted by +1.7252 (+22.35%).

2026 Avg (January) 9.4456

2025 Avg (January) 7.7204

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	9.7238	9.0860	9.4456
February	9.5041	9.1093	9.2329
March	9.6183	9.3862	9.5044
April	9.4387	9.1518	9.2440
May	9.5894	9.0844	9.4913
June	9.5747	8.7123	9.1148
July	9.2525	8.9067	9.0827
August	8.8749	8.8496	8.8677