YEARLY HIGH
4.9897 ZAR
YEARLY LOW
4.1341 ZAR
YEARLY AVERAGE
4.4406 ZAR

2012 GHS to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GHS to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 4.9897. Conversely, the yearly low was recorded on August 11, dropping to 4.1341.

This high-to-low spread represents a total annual volatility of 0.8556 ZAR. From a start-to-finish perspective, comparing the January average rate of 4.7397 to the December average rate of 4.5499, the exchange rate registered a net change of -4.00% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 4.9897 was down 5.77% compared to the 2011 peak of 5.2952, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 24,948 ZAR
2011 Average 23,467 ZAR
Yearly Trough Low 20,670 ZAR
Transaction Impact: A difference of 4,277.91 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

4.7913
4.1716
JanuMarcMayJulySeptNove

GHS to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.4459, compared to 4.4352 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0107 points.

H1 Avg (Jan–Jun) 4.4459
H2 Avg (Jul–Dec) 4.4352

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.4543 ZAR (High: 4.9897 / Low: 4.5353). On the other end, September was the most stable month, with a tight range of 0.1318 ZAR (High: 4.4088 / Low: 4.2770).

January Spread (Volatile) ±0.4543
September Spread (Stable) ±0.1318

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.2166 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.2166

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 4.7397) against the same month in 2011 (average: 4.6083), the exchange rate shifted by +0.1314 (+2.85%).

2012 Avg (January) 4.7397
2011 Avg (January) 4.6083

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.9897 4.5353 4.7397
February 4.6493 4.3143 4.5231
March 4.5373 4.2677 4.3722
April 4.4696 4.1794 4.3334
May 4.5120 4.1662 4.3275
June 4.5735 4.2220 4.3796
July 4.3478 4.1557 4.2233
August 4.3812 4.1341 4.2465
September 4.4088 4.2770 4.3370
October 4.6910 4.3756 4.5913
November 4.7547 4.5821 4.6633
December 4.6805 4.4453 4.5499