YEARLY HIGH
1.7544 ZAR
YEARLY LOW
1.1669 ZAR
YEARLY AVERAGE
1.4439 ZAR

2025 GHS to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the GHS to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 19, valuing the pair at 1.7544. Conversely, the yearly low was recorded on March 17, dropping to 1.1669.

This high-to-low spread represents a total annual volatility of 0.5875 ZAR. From a start-to-finish perspective, comparing the January average rate of 1.2542 to the December average rate of 1.4844, the exchange rate registered a net change of 18.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.7544 was up 10.04% compared to the 2024 peak of 1.5944, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 8,772 ZAR
2024 Average 6,405 ZAR
Yearly Trough Low 5,835 ZAR
Transaction Impact: A difference of 2,937.44 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.7914
1.1250
JanuMarcMayJulySeptNove

GHS to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3245, compared to 1.5633 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2388 points.

H1 Avg (Jan–Jun) 1.3245
H2 Avg (Jul–Dec) 1.5633

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 0.5202 ZAR (High: 1.7089 / Low: 1.1888). On the other end, March was the most stable month, with a tight range of 0.0388 ZAR (High: 1.2057 / Low: 1.1669).

May Spread (Volatile) ±0.5202
March Spread (Stable) ±0.0388

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.1597 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1597

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2025: 1.7359) against the same month in 2024 (average: 1.2239), the exchange rate shifted by +0.5120 (+41.83%).

2025 Avg (June) 1.7359
2024 Avg (June) 1.2239

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.2955 1.2111 1.2542
February 1.2253 1.1808 1.1955
March 1.2057 1.1669 1.1805
April 1.2833 1.1910 1.2287
May 1.7089 1.1888 1.3524
June 1.7544 1.7074 1.7359
July 1.7354 1.6799 1.7062
August 1.7382 1.5803 1.6444
September 1.6913 1.3915 1.4847
October 1.6245 1.3627 1.4965
November 1.6046 1.5143 1.5637
December 1.5768 1.4532 1.4844