2026 GHS to ZAR Historical Review

YEARLY HIGH

1.5765 ZAR

YEARLY LOW

1.3822 ZAR

YEARLY AVERAGE

1.4789 ZAR

2026 GHS to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the GHS to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 1.5765. Conversely, the yearly low was recorded on June 2, dropping to 1.3822.

This high-to-low spread represents a total annual volatility of 0.1943 ZAR. From a start-to-finish perspective, comparing the January average rate of 1.5139 to the December average rate of 1.4175, the exchange rate registered a net change of -6.37% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.5765 was down 10.14% compared to the 2025 peak of 1.7544, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 7,882 ZAR

2025 Average 7,226 ZAR

Yearly Trough Low 6,911 ZAR

Transaction Impact: A difference of 971.54 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.5569

1.4049

JanuMarcMayJuly

GHS to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4972, compared to 1.4239 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0733 points.

H1 Avg (Jan–Jun) 1.4972

H2 Avg (Jul–Dec) 1.4239

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.1380 ZAR (High: 1.5765 / Low: 1.4385). On the other end, August was the most stable month, with a tight range of 0.0075 ZAR (High: 1.4206 / Low: 1.4131).

January Spread (Volatile) ±0.1380

August Spread (Stable) ±0.0075

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0721 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0721

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 1.5139) against the same month in 2025 (average: 1.2542), the exchange rate shifted by +0.2597 (+20.71%).

2026 Avg (January) 1.5139

2025 Avg (January) 1.2542

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.5765	1.4385	1.5139
February	1.4967	1.4442	1.4648
March	1.5717	1.4984	1.5442
April	1.5460	1.4741	1.4995
May	1.5298	1.4921	1.5165
June	1.5161	1.3822	1.4444
July	1.4499	1.4111	1.4303
August	1.4206	1.4131	1.4175