2012 GMD to BAM Historical Review

YEARLY HIGH

0.0528 BAM

YEARLY LOW

0.0440 BAM

YEARLY AVERAGE

0.0491 BAM

2012 GMD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GMD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.0528. Conversely, the yearly low was recorded on October 18, dropping to 0.0440.

This high-to-low spread represents a total annual volatility of 0.0088 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0512 to the December average rate of 0.0481, the exchange rate registered a net change of -5.95% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0528 was down 3.69% compared to the 2011 peak of 0.0548, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 264 BAM

2011 Average 250 BAM

Yearly Trough Low 220 BAM

Transaction Impact: A difference of 44.19 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0518

0.0444

JanuMarcMayJulySeptNove

GMD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0500, compared to 0.0481 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0018 points.

H1 Avg (Jan–Jun) 0.0500

H2 Avg (Jul–Dec) 0.0481

Volatility Range Comparison

Volatility

The most volatile month in 2012 was November, with a trading range of 0.0072 BAM (High: 0.0516 / Low: 0.0444). On the other end, July was the most stable month, with a tight range of 0.0019 BAM (High: 0.0514 / Low: 0.0496).

November Spread (Volatile) ±0.0072

July Spread (Stable) ±0.0019

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0036 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0036

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.0512) against the same month in 2011 (average: 0.0529), the exchange rate shifted by -0.0017 (-3.14%).

2012 Avg (January) 0.0512

2011 Avg (January) 0.0529

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0528	0.0494	0.0512
February	0.0502	0.0470	0.0488
March	0.0499	0.0480	0.0486
April	0.0517	0.0490	0.0503
May	0.0520	0.0492	0.0504
June	0.0522	0.0490	0.0505
July	0.0514	0.0496	0.0506
August	0.0506	0.0465	0.0496
September	0.0472	0.0453	0.0460
October	0.0461	0.0440	0.0450
November	0.0516	0.0444	0.0494
December	0.0504	0.0455	0.0481