2014 GMD to BAM Historical Review

YEARLY HIGH

0.0395 BAM

YEARLY LOW

0.0355 BAM

YEARLY AVERAGE

0.0370 BAM

2014 GMD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the GMD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on October 5, valuing the pair at 0.0395. Conversely, the yearly low was recorded on May 6, dropping to 0.0355.

This high-to-low spread represents a total annual volatility of 0.0039 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0377 to the December average rate of 0.0369, the exchange rate registered a net change of -2.25% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0395 was down 15.59% compared to the 2013 peak of 0.0467, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 197 BAM

2013 Average 218 BAM

Yearly Trough Low 178 BAM

Transaction Impact: A difference of 19.52 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0385

0.0357

JanuMarcMayJulySeptNove

GMD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0368, compared to 0.0371 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0368

H2 Avg (Jul–Dec) 0.0371

Volatility Range Comparison

Volatility

The most volatile month in 2014 was October, with a trading range of 0.0038 BAM (High: 0.0395 / Low: 0.0357). On the other end, November was the most stable month, with a tight range of 0.0005 BAM (High: 0.0367 / Low: 0.0362).

October Spread (Volatile) ±0.0038

November Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0013 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2014: 0.0377) against the same month in 2013 (average: 0.0439), the exchange rate shifted by -0.0062 (-14.08%).

2014 Avg (October) 0.0377

2013 Avg (October) 0.0439

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0380	0.0374	0.0377
February	0.0381	0.0373	0.0376
March	0.0374	0.0369	0.0371
April	0.0375	0.0356	0.0365
May	0.0363	0.0355	0.0359
June	0.0365	0.0360	0.0362
July	0.0369	0.0361	0.0365
August	0.0375	0.0367	0.0370
September	0.0391	0.0373	0.0383
October	0.0395	0.0357	0.0377
November	0.0367	0.0362	0.0364
December	0.0376	0.0363	0.0369