2020 GMD to GEL Historical Review

YEARLY HIGH

0.0680 GEL

YEARLY LOW

0.0545 GEL

YEARLY AVERAGE

0.0605 GEL

2020 GMD to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GMD to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on March 25, valuing the pair at 0.0680. Conversely, the yearly low was recorded on February 25, dropping to 0.0545.

This high-to-low spread represents a total annual volatility of 0.0135 GEL. From a start-to-finish perspective, comparing the January average rate of 0.0562 to the December average rate of 0.0636, the exchange rate registered a net change of 13.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0680 was up 14.34% compared to the 2019 peak of 0.0595, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 340 GEL

2019 Average 281 GEL

Yearly Trough Low 273 GEL

Transaction Impact: A difference of 67.33 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0649

0.0549

JanuMarcMayJulySeptNove

GMD to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0592, compared to 0.0617 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0026 points.

H1 Avg (Jan–Jun) 0.0592

H2 Avg (Jul–Dec) 0.0617

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0134 GEL (High: 0.0680 / Low: 0.0546). On the other end, August was the most stable month, with a tight range of 0.0005 GEL (High: 0.0600 / Low: 0.0595).

March Spread (Volatile) ±0.0134

August Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0032 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0032

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0592) against the same month in 2019 (average: 0.0540), the exchange rate shifted by +0.0052 (+9.60%).

2020 Avg (March) 0.0592

2019 Avg (March) 0.0540

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0567	0.0556	0.0562
February	0.0566	0.0545	0.0557
March	0.0680	0.0546	0.0592
April	0.0645	0.0615	0.0624
May	0.0629	0.0618	0.0624
June	0.0619	0.0572	0.0592
July	0.0597	0.0591	0.0594
August	0.0600	0.0595	0.0597
September	0.0647	0.0593	0.0614
October	0.0633	0.0619	0.0623
November	0.0661	0.0626	0.0641
December	0.0643	0.0632	0.0636