2020 GMD to INR Historical Review

YEARLY HIGH

1.5092 INR

YEARLY LOW

1.3829 INR

YEARLY AVERAGE

1.4402 INR

2020 GMD to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GMD to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 21, valuing the pair at 1.5092. Conversely, the yearly low was recorded on January 20, dropping to 1.3829.

This high-to-low spread represents a total annual volatility of 0.1263 INR. From a start-to-finish perspective, comparing the January average rate of 1.3925 to the December average rate of 1.4232, the exchange rate registered a net change of 2.20% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.5092 was up 4.19% compared to the 2019 peak of 1.4485, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 7,546 INR

2019 Average 7,028 INR

Yearly Trough Low 6,914 INR

Transaction Impact: A difference of 631.67 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.5049

1.3823

JanuMarcMayJulySeptNove

GMD to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4494, compared to 1.4309 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0185 points.

H1 Avg (Jan–Jun) 1.4494

H2 Avg (Jul–Dec) 1.4309

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0904 INR (High: 1.5046 / Low: 1.4142). On the other end, September was the most stable month, with a tight range of 0.0194 INR (High: 1.4297 / Low: 1.4102).

March Spread (Volatile) ±0.0904

September Spread (Stable) ±0.0194

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0211 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0211

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 1.4947) against the same month in 2019 (average: 1.4002), the exchange rate shifted by +0.0945 (+6.75%).

2020 Avg (April) 1.4947

2019 Avg (April) 1.4002

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4056	1.3829	1.3925
February	1.4142	1.3902	1.4028
March	1.5046	1.4142	1.4636
April	1.5092	1.4753	1.4947
May	1.4911	1.4621	1.4743
June	1.4789	1.4562	1.4685
July	1.4623	1.4384	1.4473
August	1.4510	1.4117	1.4393
September	1.4297	1.4102	1.4204
October	1.4418	1.4096	1.4214
November	1.4471	1.4252	1.4338
December	1.4323	1.4116	1.4232