2021 GMD to INR Historical Review

YEARLY HIGH

1.4776 INR

YEARLY LOW

1.4089 INR

YEARLY AVERAGE

1.4350 INR

2021 GMD to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GMD to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 21, valuing the pair at 1.4776. Conversely, the yearly low was recorded on January 20, dropping to 1.4089.

This high-to-low spread represents a total annual volatility of 0.0687 INR. From a start-to-finish perspective, comparing the January average rate of 1.4151 to the December average rate of 1.4357, the exchange rate registered a net change of 1.45% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.4776 was down 2.10% compared to the 2020 peak of 1.5092, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 7,388 INR

2020 Average 7,201 INR

Yearly Trough Low 7,044 INR

Transaction Impact: A difference of 343.51 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.4612

1.4109

JanuMarcMayJulySeptNove

GMD to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4292, compared to 1.4408 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0115 points.

H1 Avg (Jan–Jun) 1.4292

H2 Avg (Jul–Dec) 1.4408

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0477 INR (High: 1.4776 / Low: 1.4298). On the other end, January was the most stable month, with a tight range of 0.0129 INR (High: 1.4218 / Low: 1.4089).

April Spread (Volatile) ±0.0477

January Spread (Stable) ±0.0129

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0266 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0266

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 1.4561) against the same month in 2020 (average: 1.4947), the exchange rate shifted by -0.0386 (-2.58%).

2021 Avg (April) 1.4561

2020 Avg (April) 1.4947

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4218	1.4089	1.4151
February	1.4379	1.4098	1.4163
March	1.4331	1.4123	1.4188
April	1.4776	1.4298	1.4561
May	1.4486	1.4145	1.4295
June	1.4546	1.4235	1.4395
July	1.4661	1.4517	1.4570
August	1.4563	1.4263	1.4491
September	1.4432	1.4143	1.4311
October	1.4641	1.4384	1.4455
November	1.4390	1.4156	1.4261
December	1.4517	1.4126	1.4357