2014 GMD to NAD Historical Review

YEARLY HIGH

0.2944 NAD

YEARLY LOW

0.2528 NAD

YEARLY AVERAGE

0.2722 NAD

2014 GMD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the GMD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 2, valuing the pair at 0.2944. Conversely, the yearly low was recorded on October 28, dropping to 0.2528.

This high-to-low spread represents a total annual volatility of 0.0416 NAD. From a start-to-finish perspective, comparing the January average rate of 0.2851 to the December average rate of 0.2667, the exchange rate registered a net change of -6.45% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.2944 was down 7.03% compared to the 2013 peak of 0.3167, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 1,472 NAD

2013 Average 1,427 NAD

Yearly Trough Low 1,264 NAD

Transaction Impact: A difference of 208.22 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.2909

0.2540

JanuMarcMayJulySeptNove

GMD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2762, compared to 0.2682 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0080 points.

H1 Avg (Jan–Jun) 0.2762

H2 Avg (Jul–Dec) 0.2682

Volatility Range Comparison

Volatility

The most volatile month in 2014 was October, with a trading range of 0.0331 NAD (High: 0.2859 / Low: 0.2528). On the other end, August was the most stable month, with a tight range of 0.0055 NAD (High: 0.2710 / Low: 0.2655).

October Spread (Volatile) ±0.0331

August Spread (Stable) ±0.0055

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0138 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0138

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2014: 0.2878) against the same month in 2013 (average: 0.2665), the exchange rate shifted by +0.0214 (+8.01%).

2014 Avg (February) 0.2878

2013 Avg (February) 0.2665

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2944	0.2771	0.2851
February	0.2944	0.2811	0.2878
March	0.2855	0.2758	0.2817
April	0.2797	0.2646	0.2714
May	0.2657	0.2589	0.2625
June	0.2727	0.2655	0.2687
July	0.2719	0.2654	0.2690
August	0.2710	0.2655	0.2684
September	0.2846	0.2681	0.2769
October	0.2859	0.2528	0.2709
November	0.2612	0.2540	0.2571
December	0.2708	0.2556	0.2667