2021 GMD to NAD Historical Review

YEARLY HIGH

0.3102 NAD

YEARLY LOW

0.2638 NAD

YEARLY AVERAGE

0.2870 NAD

2021 GMD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GMD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 28, valuing the pair at 0.3102. Conversely, the yearly low was recorded on June 7, dropping to 0.2638.

This high-to-low spread represents a total annual volatility of 0.0463 NAD. From a start-to-finish perspective, comparing the January average rate of 0.2919 to the December average rate of 0.3028, the exchange rate registered a net change of 3.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3102 was down 17.14% compared to the 2020 peak of 0.3743, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 1,551 NAD

2020 Average 1,601 NAD

Yearly Trough Low 1,319 NAD

Transaction Impact: A difference of 231.63 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3060

0.2674

JanuMarcMayJulySeptNove

GMD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2831, compared to 0.2910 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0079 points.

H1 Avg (Jan–Jun) 0.2831

H2 Avg (Jul–Dec) 0.2910

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0336 NAD (High: 0.3102 / Low: 0.2765). On the other end, April was the most stable month, with a tight range of 0.0087 NAD (High: 0.2873 / Low: 0.2786).

November Spread (Volatile) ±0.0336

April Spread (Stable) ±0.0087

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0090 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0090

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.2962) against the same month in 2020 (average: 0.3003), the exchange rate shifted by -0.0041 (-1.37%).

2021 Avg (November) 0.2962

2020 Avg (November) 0.3003

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2996	0.2821	0.2919
February	0.2926	0.2823	0.2865
March	0.3030	0.2869	0.2920
April	0.2873	0.2786	0.2830
May	0.2830	0.2691	0.2743
June	0.2804	0.2638	0.2707
July	0.2907	0.2793	0.2842
August	0.2996	0.2809	0.2874
September	0.2938	0.2745	0.2883
October	0.2935	0.2775	0.2870
November	0.3102	0.2765	0.2962
December	0.3088	0.2958	0.3028