2015 GMD to PHP Historical Review

YEARLY HIGH

1.2152 PHP

YEARLY LOW

1.0073 PHP

YEARLY AVERAGE

1.1076 PHP

2015 GMD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the GMD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on November 10, valuing the pair at 1.2152. Conversely, the yearly low was recorded on February 4, dropping to 1.0073.

This high-to-low spread represents a total annual volatility of 0.2079 PHP. From a start-to-finish perspective, comparing the January average rate of 1.0379 to the December average rate of 1.1941, the exchange rate registered a net change of 15.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.2152 was up 1.96% compared to the 2014 peak of 1.1918, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 6,076 PHP

2014 Average 5,571 PHP

Yearly Trough Low 5,036 PHP

Transaction Impact: A difference of 1,039.54 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.2154

1.0081

JanuMarcMayJulySeptNove

GMD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0373, compared to 1.1780 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1407 points.

H1 Avg (Jan–Jun) 1.0373

H2 Avg (Jul–Dec) 1.1780

Volatility Range Comparison

Volatility

The most volatile month in 2015 was June, with a trading range of 0.1063 PHP (High: 1.1403 / Low: 1.0340). On the other end, May was the most stable month, with a tight range of 0.0098 PHP (High: 1.0411 / Low: 1.0312).

June Spread (Volatile) ±0.1063

May Spread (Stable) ±0.0098

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0126 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0126

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2015: 1.1981) against the same month in 2014 (average: 1.0425), the exchange rate shifted by +0.1556 (+14.92%).

2015 Avg (November) 1.1981

2014 Avg (November) 1.0425

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0493	1.0294	1.0379
February	1.0309	1.0073	1.0254
March	1.0439	1.0233	1.0341
April	1.0387	1.0258	1.0313
May	1.0411	1.0312	1.0365
June	1.1403	1.0340	1.0584
July	1.1544	1.1293	1.1420
August	1.1846	1.1455	1.1635
September	1.2015	1.1515	1.1869
October	1.2054	1.1590	1.1834
November	1.2152	1.1857	1.1981
December	1.2031	1.1828	1.1941