YEARLY HIGH
0.8522 PHP
YEARLY LOW
0.7843 PHP
YEARLY AVERAGE
0.8215 PHP

2026 GMD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the GMD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on June 1, valuing the pair at 0.8522. Conversely, the yearly low was recorded on February 18, dropping to 0.7843.

This high-to-low spread represents a total annual volatility of 0.0679 PHP. From a start-to-finish perspective, comparing the January average rate of 0.8049 to the December average rate of 0.8386, the exchange rate registered a net change of 4.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.8522 was up 2.97% compared to the 2025 peak of 0.8276, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 4,261 PHP
2025 Average 3,983 PHP
Yearly Trough Low 3,922 PHP
Transaction Impact: A difference of 339.27 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.8491
0.7891
JanuMarcMayJuly

GMD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8187, compared to 0.8386 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0199 points.

H1 Avg (Jan–Jun) 0.8187
H2 Avg (Jul–Dec) 0.8386

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.0383 PHP (High: 0.8445 / Low: 0.8062). On the other end, May was the most stable month, with a tight range of 0.0090 PHP (High: 0.8483 / Low: 0.8394).

April Spread (Volatile) ±0.0383
May Spread (Stable) ±0.0090

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0108 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0108

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 0.8387) against the same month in 2025 (average: 0.7902), the exchange rate shifted by +0.0485 (+6.14%).

2026 Avg (June) 0.8387
2025 Avg (June) 0.7902

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.8151 0.7957 0.8049
February 0.8086 0.7843 0.7941
March 0.8261 0.7943 0.8113
April 0.8445 0.8062 0.8191
May 0.8483 0.8394 0.8441
June 0.8522 0.8251 0.8387
July 0.8483 0.8328 0.8386