2020 GMD to PHP Historical Review

YEARLY HIGH

1.0167 PHP

YEARLY LOW

0.9268 PHP

YEARLY AVERAGE

0.9639 PHP

2020 GMD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GMD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 1.0167. Conversely, the yearly low was recorded on December 3, dropping to 0.9268.

This high-to-low spread represents a total annual volatility of 0.0899 PHP. From a start-to-finish perspective, comparing the January average rate of 0.9932 to the December average rate of 0.9290, the exchange rate registered a net change of -6.47% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.0167 was down 5.54% compared to the 2019 peak of 1.0763, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 5,083 PHP

2019 Average 5,168 PHP

Yearly Trough Low 4,634 PHP

Transaction Impact: A difference of 449.33 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.0070

0.9219

JanuMarcMayJulySeptNove

GMD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9893, compared to 0.9385 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0508 points.

H1 Avg (Jan–Jun) 0.9893

H2 Avg (Jul–Dec) 0.9385

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0332 PHP (High: 1.0167 / Low: 0.9835). On the other end, September was the most stable month, with a tight range of 0.0054 PHP (High: 0.9396 / Low: 0.9342).

March Spread (Volatile) ±0.0332

September Spread (Stable) ±0.0054

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0154 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0154

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.9999) against the same month in 2019 (average: 1.0582), the exchange rate shifted by -0.0583 (-5.51%).

2020 Avg (March) 0.9999

2019 Avg (March) 1.0582

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9982	0.9877	0.9932
February	1.0016	0.9884	0.9956
March	1.0167	0.9835	0.9999
April	1.0013	0.9840	0.9933
May	0.9914	0.9757	0.9838
June	0.9785	0.9641	0.9701
July	0.9656	0.9477	0.9547
August	0.9494	0.9328	0.9413
September	0.9396	0.9342	0.9372
October	0.9408	0.9344	0.9371
November	0.9386	0.9277	0.9319
December	0.9324	0.9268	0.9290