2020 GMD to TZS Historical Review

YEARLY HIGH

45.5302 TZS

YEARLY LOW

44.6706 TZS

YEARLY AVERAGE

44.9748 TZS

2020 GMD to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GMD to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on April 2, valuing the pair at 45.5302. Conversely, the yearly low was recorded on August 18, dropping to 44.6706.

This high-to-low spread represents a total annual volatility of 0.8597 TZS. From a start-to-finish perspective, comparing the January average rate of 45.0152 to the December average rate of 44.8077, the exchange rate registered a net change of -0.46% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 45.5302 was down 4.61% compared to the 2019 peak of 47.7313, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 227,651 TZS

2019 Average 230,311 TZS

Yearly Trough Low 223,353 TZS

Transaction Impact: A difference of 4,298.33 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

45.4105

44.7377

JanuMarcMayJulySeptNove

GMD to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 45.1328, compared to 44.8168 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3161 points.

H1 Avg (Jan–Jun) 45.1328

H2 Avg (Jul–Dec) 44.8168

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.4879 TZS (High: 45.4843 / Low: 44.9964). On the other end, December was the most stable month, with a tight range of 0.0540 TZS (High: 44.8319 / Low: 44.7779).

March Spread (Volatile) ±0.4879

December Spread (Stable) ±0.0540

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.3170 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.3170

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 45.3545) against the same month in 2019 (average: 46.6034), the exchange rate shifted by -1.2489 (-2.68%).

2020 Avg (April) 45.3545

2019 Avg (April) 46.6034

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	45.1841	44.8293	45.0152
February	45.4494	45.0456	45.2516
March	45.4843	44.9964	45.2569
April	45.5302	45.1079	45.3545
May	45.2820	44.8996	45.0374
June	44.9791	44.7689	44.8814
July	44.9680	44.7511	44.8389
August	44.9318	44.6706	44.8232
September	44.9269	44.7510	44.8173
October	44.9333	44.7545	44.8198
November	44.8354	44.7136	44.7937
December	44.8319	44.7779	44.8077