YEARLY HIGH
38.0714 TZS
YEARLY LOW
32.9252 TZS
YEARLY AVERAGE
35.4890 TZS

2025 GMD to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the GMD to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 5, valuing the pair at 38.0714. Conversely, the yearly low was recorded on November 19, dropping to 32.9252.

This high-to-low spread represents a total annual volatility of 5.1463 TZS. From a start-to-finish perspective, comparing the January average rate of 34.8902 to the December average rate of 33.5665, the exchange rate registered a net change of -3.79% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 38.0714 was down 5.71% compared to the 2024 peak of 40.3756, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 190,357 TZS
2024 Average 190,046 TZS
Yearly Trough Low 164,626 TZS
Transaction Impact: A difference of 25,731.29 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

37.7331
33.1850
JanuMarcMayJulySeptNove

GMD to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 36.5704, compared to 34.4076 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.1628 points.

H1 Avg (Jan–Jun) 36.5704
H2 Avg (Jul–Dec) 34.4076

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 2.1014 TZS (High: 36.1379 / Low: 34.0366). On the other end, May was the most stable month, with a tight range of 0.7695 TZS (High: 37.8040 / Low: 37.0345).

August Spread (Volatile) ±2.1014
May Spread (Stable) ±0.7695

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 1.4063 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -1.4063

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2025: 37.0238) against the same month in 2024 (average: 38.6926), the exchange rate shifted by -1.6688 (-4.31%).

2025 Avg (June) 37.0238
2024 Avg (June) 38.6926

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 35.6338 33.5880 34.8902
February 36.6084 35.2173 36.0220
March 37.8156 36.2083 36.8408
April 37.9296 36.6860 37.2916
May 37.8040 37.0345 37.3541
June 38.0714 36.2449 37.0238
July 36.9484 35.4577 36.3112
August 36.1379 34.0366 34.9049
September 35.1329 33.2881 34.1417
October 34.4276 33.1460 33.9570
November 34.0154 32.9252 33.5640
December 34.1801 33.1757 33.5665